The awarding of Certificates of Insurance Coverage (CIC) to 1,500 farmers by the Department of Agrarian Reform highlighted the 63rd Araw ng Aglipay celebration in the province of Quirino in July 25, 2013.
The CICs certify the ARBs as recipients of the agricultural insurance program (AIP) of DAR in partnership with Philippine Crop Insurance Corporation. The program provides free insurance to qualified Agrarian Reform Beneficiaries covering their crops and livestocks.
As of the awarding, a total of 1,532 beneficiaries in Quirino province were insured. This is more than the targeted 1,079 ARBs for enrollment for the first semester.
The enrollees consist of 272 ARBs from the municipality of Aglipay, 69 from Saguday, 716 from Diffun and 475 from Maddela.
“In the past, we have observed that the farmers pay 10% premium for their insurance,” says Assistant Regional Director for Operations Paramon D. Furigay. According to him, payment of 10% insurance premium is a big burden to ARBs. ARDO Furigay also observed that the 10% can be converted into earnings instead of being channeled for the insurance.
The insurance will benefit the farmers for two cropping seasons, after which, they have to apply anew for the next insurance coverage. Eligibility requires that the applicant must either be an Agrarian Reform Beneficiary, a member of ARB household or a leaseholder.
The Municipal Agrarian Reform Officers (MAROs) of Quirino province facilitated the information campaigns, orientations and enrollment of ARBs in the program.
ARDO Furigay mentioned that although the program is nationwide, Region II has only been assigned a 22,000-target ARBs to enroll this year. He even shared that, “As of June 30, we have surpassed our target for the first semester with 69% accomplishment and we are confident we will reach 100% by the end of the year.”
Also, he encouraged the farmers to involve themselves in the program saying agricultural insurance is a safeguard from losses. “If calamity strikes though we hope not, at least the farmers would not deal with losses, but can be assured of at least a break even through this insurance program.”