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Micro Finance Initiative

The Center for Agrarian Reform and Rural Development (CARRD) lauded the Minalabac, Mataoroc, Sagrada, San Jose, Baliuag Viejo (MASSBA) agrarian reform community (ARC) Cooperative in Camarines Sur for its micro-finance initiatives in launching a credit program in their locality.
CARRD is a non-government organization initially formed in 1987 to provide technical assistance to peasant organizations and formally established in 1989 to advocate for agrarian reform and rural development agenda.
“According to CARRD, they were so impressed with the very remarkable achievement of MASSBA ARC Coop for their savings generation that is utilized to give out loans to fellow farmers,” Department of Agrarian Reform (DAR) Bicol Regional Director Maria Celestina Manlagñit-Tam said.
MASSBA ARC Cooperative was able to reach beyond 400,000 total deposits coming from the investments of their member-farmers for their savings generation project in barely three months when they started the program in April this year. Tam said, “According to their records, the total amount of P 497,000 was already availed through their credit or loan program,” Tam added.
The notable feat of MASSBA ARC Cooperative spurs DAR for the full implementation of the Agricultural Insurance Program (AIP) and Agrarian Production Credit Program (APCP) to mitigate agricultural losses due to natural calamities and farm pests.
The AIP is an insurance assistance that can be availed to cover rice, corn, high-value crops including livestock production of ARBs, DAR-Bicol said. The APCP meanwhile provides credit assistance to ARBs or ARB household through organizations or other conduits to support individual or communal crop production.
“We have 9,000 target agrarian reform beneficiaries (ARBs) for crop insurance and we are now conducting orientations for them to avail of the insurance as well as the loan,” Tam shared.
DAR-Bicol is now conducting underwriting trainings for ARBOs as part of the preparations to avail the AIP. Immediate completion of the requirements is urgent to jumpstart the insurance program to coincide with the onset of the cropping season of their chosen yield.
“APCP ensures sustainable production of crops and increase the income of ARBs household members to strengthen ARBOs and improve the capabilities of ARBs through the provision of institutional capability building,” Tam said.
Aside from loans to finance crop production, APCP also provides agricultural production agreement, financial management support and institutional capability building for ARBOs, DAR-Bicol. The program requires preparation of ARBOs to become credit conduits and priority is given to provinces with high records in land acquisition and distribution (LAD).

Region V News

news reg 1 pix 1 sept. 26 2016
September 26, 2016 47

30 Albay farmers graduate from farm business school

GUINOBATAN, Albay—Thirty farmers from the town of Sungtan here graduated from the Farm Business School (FBS) established by the Department of Agrarian Reform (DAR) to develop their farm enterprise and make their business operations profitable. DAR Provincial… Read More..
news reg 1 pix 1 sept. 7 2016
Sep 07, 2016 85

Farmers earn extra from organic rice coffee

NAGA CITY—Farmers here are now earning extra income after the Department of Agrarian Reform (DAR) launched the Lirag Organic Rice Coffee to the buying public on June 15, 2016 at the DAR provincial office here.The organic rice coffee product is grown and… Read More..
news reg 2 pix 1 july28 2016
Jul 28, 2016 90

DAR turns over P17.2M road in Masbate

The Department of Agrarian Reform (DAR) recently turned over a P17,293,026 worth farm-to-market road to the local government unit (LGU) of Mobo in the province of Masbate to provide the agrarian reform beneficiaries (ARBs) easier and faster access to deliver… Read More..
news reg pix 1 july 13 2016
Jul 13, 2016 141

Catanduanes is now LAD-Free as it distributes 50 more land…

The Department of Agrarian Reform (DAR) recently declared Catanduanes free from land acquisition and distribution (LAD). In a formal declaration, Regional Director (RD) Luis B. Bueno Jr. handed over to Provincial Agrarian Reform Program Officer (PARPO)… Read More..

Region 5 Calendar of Activities