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Micro Finance Initiative

The Center for Agrarian Reform and Rural Development (CARRD) lauded the Minalabac, Mataoroc, Sagrada, San Jose, Baliuag Viejo (MASSBA) agrarian reform community (ARC) Cooperative in Camarines Sur for its micro-finance initiatives in launching a credit program in their locality.
 
CARRD is a non-government organization initially formed in 1987 to provide technical assistance to peasant organizations and formally established in 1989 to advocate for agrarian reform and rural development agenda.
 
“According to CARRD, they were so impressed with the very remarkable achievement of MASSBA ARC Coop for their savings generation that is utilized to give out loans to fellow farmers,” Department of Agrarian Reform (DAR) Bicol Regional Director Maria Celestina Manlagñit-Tam said.
 
MASSBA ARC Cooperative was able to reach beyond 400,000 total deposits coming from the investments of their member-farmers for their savings generation project in barely three months when they started the program in April this year. Tam said, “According to their records, the total amount of P 497,000 was already availed through their credit or loan program,” Tam added.
 
The notable feat of MASSBA ARC Cooperative spurs DAR for the full implementation of the Agricultural Insurance Program (AIP) and Agrarian Production Credit Program (APCP) to mitigate agricultural losses due to natural calamities and farm pests.
 
The AIP is an insurance assistance that can be availed to cover rice, corn, high-value crops including livestock production of ARBs, DAR-Bicol said. The APCP meanwhile provides credit assistance to ARBs or ARB household through organizations or other conduits to support individual or communal crop production.
 
“We have 9,000 target agrarian reform beneficiaries (ARBs) for crop insurance and we are now conducting orientations for them to avail of the insurance as well as the loan,” Tam shared.
 
DAR-Bicol is now conducting underwriting trainings for ARBOs as part of the preparations to avail the AIP. Immediate completion of the requirements is urgent to jumpstart the insurance program to coincide with the onset of the cropping season of their chosen yield.
 
“APCP ensures sustainable production of crops and increase the income of ARBs household members to strengthen ARBOs and improve the capabilities of ARBs through the provision of institutional capability building,” Tam said.
 
Aside from loans to finance crop production, APCP also provides agricultural production agreement, financial management support and institutional capability building for ARBOs, DAR-Bicol. The program requires preparation of ARBOs to become credit conduits and priority is given to provinces with high records in land acquisition and distribution (LAD).

Region V News

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April 10, 2017 65

P43-million irrigation for CamNor

The Department of Agrarian Reform (DAR) has turned over P43-million worth of irrigation projects in Camarines Norte that would provide sufficient water supply to increase rice yields and land productivity in the area. Read More..
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Apr 10, 2017 62

DAR turns over 43-million worth of irrigation projects in…

CAMARINES NORTE, April 1 -- The Department of Agrarian Reform (DAR) recently turned over a PhP 43 million worth of irrigation projects in Camarines Norte that would provide sufficient water supply to increase rice yields and land productivity in the area. Read More..
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Mar 16, 2017 107

Bicol allocates P9.8-M to empower CARP stakeholders

The local government of Bicol recently allocated P9.8-million of funds to empower the Comprehensive Agrarian Reform Program (CARP) stakeholders, which include agrarian reform beneficiaries (ARBs), ARB organizations (ARBOs), rural women and landowners.The… Read More..
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Mar 13, 2017 147

DAR validates agri lands for distribution to farmers in…

NAGA CITY—The Department of Agrarian Reform (DAR) Undersecretary for Field Operations Marcos D. Risonar, Jr. recently visited the Bicol region to validate the current status of land acquisition and distribution (LAD) targets of Camarines Sur 1 and 2 where a… Read More..

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