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Farmers Encouraged to Have Crops Insured

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ILOILO CITY -- A regional official of the Philippine Crop Insurance Corp. (PCIC) has urged farmers here to protect their crops and livestock from losses from typhoons and other natural calamities through insurance.

“If a farmer thinks of his farm as a business enterprise, then he should use protection for his investments and that is through insurance,” said Charlito O. Brilleta, PCIC-Western regional manager.

He said more than 15,000 hectares of farmlands in Western Visayas are insured with a total coverage of more than P330.6 million.

Mr. Brilleta said farmers have several insurance options which are subsidized by the national government. Among these options are the Sikat Saka program of the Department of Agriculture (DA) and the Land Bank of the Philippines (LBP), early cropping rice program of DA-National Irrigation Administration (NIA), DA-Weather Adverse Rice Areas (WARA), Agrarian Reform Beneficiaries Agricultural Insurance program (ARB-AIP) of the Department of Agrarian Reform (DAR) and other regular insurance program for rice and corn crops.

As of Aug. 31, 2013, DA-Sikat Saka crop insurance program has insured a total of 364.73 hectares of rice farms tilled by 190 farmers with coverage amounting to P13.3 million. The DA-NIA early cropping program has insured 1,333.54 hectares of farms at P13.3 million while the DA-WARA covers 11,004.36 hectares of land at P46.7 million. The ARB-AIP can be availed by agrarian reform beneficiaries or members of ARB households who till or manage farms certified by DAR.

Under the ARB-AIP, each beneficiary is provided with a maximum coverage of up to three hectares. Farms can also be covered by up to four types of insurance: rice and corn insurance, high-value commercial crops insurance, livestock insurance, and accident and dismemberment security scheme.

As of Sept. 16, ARB-AIP insured 6,659 farmer beneficiaries tilling an aggregate 3296.34 hectares with total coverage of P257.28 million. -- Francis Allan L. Angelo


Source: http://www.bworldonline.com/content.php?section=Agribusiness&title=Farmers-encouraged-to-have-crops-insured&id=78014

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